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"When Disaster Strikes, The Time To Prepare Has Passed."
Be Prepared, Request a Free Insurance Quote Today!
Life Insurance
Life insurance is important for protecting yourself, spouse, children, parents and loved ones!
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Term Life Insurance provides life insurance protection for a specified period of time.
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Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime.
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Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums and face amounts.
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Mortgage Insurance provides your family the funds to pay off your home or pay rent so your family can remain in your home. This is different from Home Owner's Insurance, which pays your mortgage company in the event of your death. At the end of your mortgage term, you have the option to receive the money you paid for your mortgage insurance back.
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Retirement Planning, the sooner you start the better but its never too late. If you have $0, $10,000 or $100,000+ protect your principle while gaining up to 10% on day one with an annuity. Participate in market gains but not the losses.
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Savings and child coverage, start a savings plan for your child or grandchild while providing coverage and insurability for them. Have money set aside for important moments, like a car, college, and marriage.
Funeral Planning
Take the burden from your family by pre-planning, arranging and funding your funeral so your spouse, children, siblings, and parents don't have to figure it out. This plan also includes other benefits.
View this short video for more information about the program and funeral industry:
Critical Illness & Disability
No one ever thinks they will become sick or disabled until it happens. Then there are only regrets. Have a plan in place now!
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How long could you pay your bills if your unable to work due to sickness or injury?
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Everything is at risk with a disability....home, savings, retirement funds and future financial security
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Paycheck protection helps replace lost income and secure your lifestyle
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Most people underestimate their chances of a disability
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A critical illness – heart attack, cancer, stroke – can strike anyone
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Most will survive, even thrive, thanks to modern medicine
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However, Critical Illness pays a lump-sum benefit at first diagnosis of a covered illness or procedure
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Lump-sum benefit may be used for anything - mortgage, deductibles, co-pays, child care, or to replace lost wages
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Would a benefit amount of $5,000 to $500,000 help relieve your financial stress during a difficult time?
Employee Benefits
The insurance protection you need when you’re on the move:
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Businesses have special life insurance needs, to protect or conserve the assets of a business in the event of an unforeseen death. Every businesses need is different depending on the structure of the organization. Two of the most common needs are key employee or buy-sell needs.
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Providing benefits to your employees helps protect them and their family from accident, death, or health issues.
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Benefits help with employee satisfaction and retention.
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Employee's can take their benefits with them if they leave at no cost to employer.